Texas Equity Lending PRIVACY POLICY AND RULES
Texas Equity Lending understands that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. We respect the privacy rights of our clients and recognize the importance of protecting information collected about you. Except for companies who are directly involved with the operations of our website, we do not sell, share or disclose personal information we collect with any third parties. These Privacy Policy and Rules govern your use of the website located at texas-hardmoney.com. Please read these Texas Equity Lending Privacy Policy and Rules carefully before using the Website.
SCOPE OF POLICY
This policy applies to Texas Equity Lending’s treatment of personally identifiable information that Texas Equity Lending collects through Texas Equity Lending’s Website and when you use Texas Equity Lending’s services. The policy does not apply to practices of companies whose websites may be linked to Texas Equity Lending. For access to the privacy policies of such linked websites please refer to the information provided by such websites at their home pages. Also see the paragraph below under the heading “Hypertext Links.”
Texas Equity Lending respects your privacy. Accordingly, it has adopted the following privacy policy. This policy notifies you of:
what personally identifiable information of yours is collected from you through our Website; the organization collecting the information; how the information is used; with whom the information may be shared; what choices are available to you regarding collection, use and distribution of the information; the kind of procedures we employ in an effort to hinder the unauthorized access, deletion, alteration, use or disclosure of information you provide to Texas Equity Lending; and how you can correct any inaccuracies in the information you provide to us.
Your personal data will be processed by us in the U.S. where data protection and privacy regulations may not offer the same level of protection as in other parts of the world, such as the European Union.
INFORMATION COLLECTION AND USE
We may collect personally identifiable information (your name, address, telephone number, age and email address) when you voluntarily subscribe to a service offered on our Website. This information is used solely by Texas Equity Lending or other companies who are involved in the operation of the Website. Texas Equity Lending does not sell, share or disclose this information to third parties.
Texas Equity Lending does not seek to collect such information from persons under the age of 18. If you are under the age of 18, please do not submit any such information to us. If you are the parent or guardian of a person under the age of 18 who has provided such information to us, please inform us via the contact form and we will remove such information from our database.
USE OF COOKIES
Cookies are pieces of information that a website transfers to any individual’s hard drive for record-keeping purposes. Cookies make web-surfing easier for you by saving your passwords, purchases, and preferences while you’re at our site. The use of cookies is an industry standard—you’ll find them at most major websites.
By showing how and when guests use the site, cookies help us see which areas are popular and which are not. Many improvements and updates to the site are based on such data as total number of visitors and pages viewed. This information is most easily tracked with cookies. If you accept the first tracking cookie from texas-hardmoney.com, you won’t be offered as many afterwards.
Most browsers are initially set to accept cookies. If you’d prefer, you can set yours to refuse cookies or to alert you when cookies are being sent. However, it is possible that some parts of the site, like the shopping areas, may not function properly if you do so.
MANAGING YOUR INFORMATION
You are entitled to request access to and correction of all your personal data collected by us via the Website, as well as to require us to delete your data if you no longer want us to process it. You can make such a request or a related inquiry by using the contact form. You can find out more details by contacting us as provided above. We will keep your data as long as it is reasonably necessary for the purposes described in this Privacy Policy and Rules. You may choose not to receive unsolicited marketing material from Texas Equity Lending and you have the right to request deletion of your Texas Equity Lending account information, subject to Texas Equity Lending’s need to keep appropriate archives of its business operations.
ABOUT IP ADDRESSES
Texas Equity Lending collects IP addresses for the purposes of system administration and to report aggregate information to our advertisers, if applicable. An IP address is a number that’s automatically assigned to your computer whenever you’re surfing the web. Web servers—the big computers that “serve” up web pages—automatically identify your computer by its IP address. When guests request pages from texas-hardmoney.com, our servers log their IP addresses. We do not link IP addresses to anything personally identifiable. This means that a user’s session will be logged, but the user remains anonymous to us.
SECURITY
Texas Equity Lending employs reasonable measures to maintain all personally identifiable information provided by you on computer servers in a controlled and secured environment in an effort to hinder unauthorized access, loss, alteration, use or disclosure of such information. However, the nature of the Internet is such that information may be transmitted over networks without appropriate security measures and may be accessed, deleted, altered, used or disclosed by unauthorized persons.
We use reasonable measures to limit the disclosure of the data you provide to us only to certain staff within Texas Equity Lending and its affiliates (i.e. staff whose job it is to process your inquiries and survey answers or otherwise to administer the Website, and those staff involved in the provision of Texas Equity Lending services and products which may be of interest to you) and to require that they process the data only for the purposes identified in this Privacy Policy and Rules.
MODIFICATIONS TO THIS POLICY
Texas Equity Lending may make modifications or amendments to this policy from time to time. In the event that such changes alter how Texas Equity Lending gathers, processes, uses or discloses your personally identifiable information, Texas Equity Lending will post such changes on our site.
HYPERTEXT LINKS
This site may contain hypertext links to websites that are not created or maintained by Texas Equity Lending. This Privacy Policy and Rules applies only to the Website and not to any of these third party websites. Texas Equity Lending is not responsible for the accuracy, relevance, timeliness, or completeness of those third party websites. The inclusion of any link to such websites does not imply endorsement, sponsorship, or recommendation by Texas Equity Lending of the site. Texas Equity Lending disclaims any liability for links (1) from another website to the Website and (2) to another website from the Website. Texas Equity Lending cannot guarantee the standards of any website to which links are provided on this site nor shall Texas Equity Lending be held responsible for the contents of non-Texas Equity Lending websites, or any subsequent links. For this reason, Texas Equity Lending does not represent or warrant that the contents of any third party website is accurate, compliant with state or federal law, or compliant with copyright or other intellectual property laws. Texas Equity Lending does not endorse the contents of these third party websites in any way. Also, Texas Equity Lending is not responsible for web casting or any other form of transmission received from any linked website. Any reliance on the contents of a third party website is done at your own risk and you assume all responsibilities and consequences resulting from such reliance.
By using the Website, you signify your assent to the Texas Equity Lending Privacy Policy and Rules and Terms of Use. If you do not agree to this policy, please do not use the site. We reserve the right, at our discretion, to change this policy at any time. Please check this page periodically for changes. Your continued use of texas-hardmoney.com following the posting of changes to these terms will mean you accept those changes.