Lending Area, Property Types & Basic Guidelines

Lending Area
Property Types

Commercial and Investment Only (Including raw land)

*Borrowers must have separate established Texas Homestead exemption. All loans are for business purpose only. Texas Equity Lending does NOT make 1-4 unit owner occupied loans.


Transaction Types
Purchase or Refinance (1st lien position ONLY).
Short term interest only or longer term balloons (see rate sheet).
Credit Score
No minimum credit score requirement.
Stated Income / Stated Assets.
Loan Amount
Minimum $75,000 ($50,000 in San Antonio).
Maximum $2,000,000 (possibly higher on exception basis with lower LTV).
Loan to Value
Up to 65% LTV based on LESSER of purchase price or quick sale value. **Seller held 2nds/Cross Collateralization of Additional Realestate Allowed.

Tell us about your loan

How can we help? Fill out the short form for a quick answer.

Ready to close?

Under contract or about to close? Save time by applying online.