Loans Programs for Commercial and Investment Real Estate (non-rehab)

Lending Area: Texas Only

Transaction Type: Purchase or Refinance

Loan Amount: $100,000 up to $3,000,000

Loan to Value: 50% LTV up to 65% (70% on case-by-case exception basis)
Final LTV will vary based on property type, location and other factors.

Credit Score: No minimum credit score

Property Types: Most Accepted (few examples below)

  • Retail Office
  • Hotels, Motels, BNB etc.
  • Church
  • Restaurant, Bar
  • Car Wash
  • Warehouse
  • Raw Land
  • Farm & Ranche
  • Auto Repair
  • Strip Center
  • Multi-Use
  • Mini Storage

Other Items that may be needed for final approval and closing:

  • Completed Loan Application
  • Borrower Credit Authorization Form
  • Signed Commitment Letter, Estimated Closing Costs & Escrow Analysis
  • Copy of valid ID (DL, etc.)
  • Contact info for Insurance
  • Copy of Earnest Money Contract (if purchase)
  • Payoff information (if refinance)
  • Corporate Entity Documentation
  • Copy of most recent survey
  • Fee for BPO (Real Estate Broker Price Opinion) or Appraisal, depending on loan amount

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