Loans Programs for Commercial and Investment Real Estate (non-rehab)
Lending Area: Texas Only
Transaction Type: Purchase or Refinance
Loan Amount: $100,000 up to $3,000,000
Loan to Value: 50% LTV up to 65% (70% on case-by-case exception basis)
Final LTV will vary based on property type, location and other factors.
Credit Score: No minimum credit score
Property Types: Most Accepted (few examples below)
- Retail Office
- Hotels, Motels, BNB etc.
- Restaurant, Bar
- Car Wash
- Raw Land
- Farm & Ranche
- Auto Repair
- Strip Center
- Mini Storage
Other Items that may be needed for final approval and closing:
- Completed Loan Application
- Borrower Credit Authorization Form
- Signed Commitment Letter, Estimated Closing Costs & Escrow Analysis
- Copy of valid ID (DL, etc.)
- Contact info for Insurance
- Copy of Earnest Money Contract (if purchase)
- Payoff information (if refinance)
- Corporate Entity Documentation
- Copy of most recent survey
- Fee for BPO (Real Estate Broker Price Opinion) or Appraisal, depending on loan amount
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