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San Antonio Texas Based Hard Money Lender

Who We Are

Great Central Mortgage Acceptance Co., LTD is a direct private money lender specializing in short term and long term loans for equity based real estate transactions. 

Texas Hard Money (GCMA) has been financing real estate investors, developers, business owners and others for more than 20 years. We understand the specific problems and needs of private money lending. Great Central Mortgage focuses on borrowing alternatives for companies and individuals unable to qualify for normal bank financing. We're a hard money lender that can find loans for those clients looking for quicker or more personalized considerations than a bank can give them.

Most often our loan clients have one or more of the following needs:

Time Constraints - A deal must close quickly, as little as 3 days in some cases. 

Credit / Income Issues - Other lenders have turned down loan due to poor or less than perfect credit, limited financial history, low debt service coverage ratio...etc.

Property Type - Many lenders will not consider various property types such as: Churches, daycares, auto repair, bars, restaurants, raw land...etc.

 

******NO OWNER OCCUPIED LOANS********

******NO PRIMARY RESIDENCE********

******NO HOMESTEAD LOANS********

 

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Recent Loans

$735,000 - San Antonio, TX
Rate Term 48% LTV
Commercial Office Building
Balloon with local bank could not be renewed Stated/Stated, 575 fico
 
$600,000 - San Antonio, TX
Cash-Out on 12 acres of prime commercial land off Highway 281 N.
40% LTV, proceeds used to buyout partner.
 
$275,000 - San Antonio, TX
Rate Term Refi on CHURCH
Current Note Ballooning and loan was posted for foreclosure.
50% LTV.
 
$45,000 - San Antonio, TX
Cash-Out, 50% LTV
Refinance on Restaurant
Owner using funds to remodel and repair building

more recent loans