Basic Guidelines
Lending Area:
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TEXAS ONLY
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| Property Types: |
Commercial and Investment Only (Including raw land) |
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** Borrowers must have separate established Texas Homestead exemption. All loans are for business purpose only.
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Including:
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Click here to submit an email directly to a lender that can help if you have an owner-occupied purchase with 30%-35% down and cannot get traditional financing. GCMAC does NOT make owner-occupied loans.
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| Transaction Types: |
Purchase or Refinance (1st lien position ONLY). |
| Terms: |
3-5 years (see rate sheet). |
| Credit Score: |
No minimum credit score requirement. |
| Documentation: |
Stated Income / Stated Assets. |
| Loan Amount: |
Minimum $75,000 ($50,000 in San Antonio)
Maximum $750,000 (higher on exception bais with lower LTV)
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| Loan-to-Value: |
Refinance: Up to 40%-50% based on the as-is quick sale value.
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Click here to get started!
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